The Conversion File
Free tool

Customer Lifetime Value (LTV) Calculator

Enter your average revenue per customer, gross margin, monthly churn, and acquisition cost. This works out lifetime value and the LTV:CAC ratio — the number that actually tells you whether your acquisition spend makes sense.

Simple LTV model: revenue x margin x average customer lifespan (1 / churn rate). It assumes flat revenue and churn over a customer's life, which real accounts rarely do exactly — treat this as a working estimate, not a forecast. The 3:1 LTV:CAC threshold is a commonly cited SaaS benchmark (David Skok's SaaS metrics work), not a universal rule — a very early or capital-constrained business may need a higher ratio to be safe; a well-funded growth-stage one may run comfortably lower.